Akimat of the Koksu district
The state institution “Akim apparatus of the Koksu region” is a state body that provides organizational, legal, information-analytical, advisory and logistical support for the activities of the Akim region.
Documents
Information Notice The Number of Services Provided by the UAPF Since the Beginning of the Year Exceeded 40 Million
The Unified Accumulative Pension Fund (UAPF) is the sole operator of Kazakhstan's funded pension system, ensuring the reliability and transparency of pension savings. Its primary task is to accumulate citizens' pension savings and ensure their payment in the future. The services provided by the Fund help citizens not only accumulate the funds needed for a decent retirement but also actively participate in planning their financial future. The UAPF offers Kazakhstanis a range of digital services and continues to develop them in response to customer needs. Contributors can access information about their pension savings, check the receipt of pension contributions and use other services without visiting a Fund office. The 24/7 availability of services through the Fund's website and mobile application is an important factor in increasing contributors' interest. Over the first nine months of 2026 (from 1 January to 30 September 2026), the UAPF provided 40.3 million services to contributors and beneficiaries. This clearly demonstrates the strong demand for both digital and in-person channels of interaction with the Fund. Of the total number of services provided, 27.7 million were delivered electronically and 11.8 million automatically. Thus, services provided in automatic, electronic and remote formats accounted for 98.6% of the total. A total of 576.0 thousand services were provided in person, including 562.2 thousand directly at the Fund's offices. It should be noted that all pension accounts are opened automatically with the UAPF upon receipt of the first contribution. Targeted claims are also accrued automatically for citizens of the Republic of Kazakhstan under the age of 18, while targeted savings accounts (TSAs) are opened to record and pay targeted savings to beneficiaries who have reached the age of majority under the "National Fund for Children" program. During the reporting period, the total number of individual pension accounts (IPAs) opened automatically for all types of individual pension contributions, as well as notional pension accounts (NPAs) for recording mandatory employer pension contributions (MEPCs) paid by employers from their own funds, and targeted savings accounts (TSAs) opened to record and pay targeted savings to beneficiaries under the "National Fund for Children" program, exceeded 1.3 million. Obtaining account statements from IPAs, NPAs and TSAs remains the most popular service. Since the beginning of the year, 28.7 million statements have been issued across all types of accounts, including 25.8 million in electronic format and 2.5 million automatically. The UAPF reminds contributors that accessing account information through their personal account is the most convenient, reliable and efficient way to monitor their pension savings. The service is available online 24/7, allowing users to obtain up-to-date information at any time and from anywhere in the world. Account information is available not only through the UAPF mobile application and personal account on the UAPF website, but also through the egov.kz portal or the e-Government mobile application. This provides additional convenience for users who prefer to access government services through unified digital platforms. The UAPF notes that the annual automatic mailing of account statements was discontinued in 2025. However, contributors can still receive information about their pension savings by post by submitting a corresponding request to the UAPF. In addition to obtaining account statements through their personal accounts on the website and mobile application, contributors (beneficiaries) can use services such as updating and supplementing their personal details, obtaining certificates confirming the existence of accounts, submitting applications for pension payments upon being granted Group I or II disability status indefinitely or upon reaching the age of 50 using voluntary pension contributions, tracking the status of payment applications, transferring part of their pension savings to Investment Portfolio Managers (IPMs), calculating their projected future pension using the pension calculator, and other services. During the reporting period, 142.3 thousand applications from contributors to transfer pension savings to the trust management of IPMs were received, the majority of which were submitted electronically. The UAPF reminds contributors that the unified online information platform for the investment management of citizens' pension assets, invest.enpf.kz, brings together all key information on Investment Portfolio Managers (IPMs) in a single digital space and ensures a systematic approach to providing information on investment activities. The invest.enpf.kz portal provides users with information in Kazakh and Russian on the pension savings system, securities, investment strategies (criteria), basic concepts, the structure of pension asset allocation, as well as the financial indicators of each IPM, data on IPMs' compliance with regulatory requirements, and other information enabling contributors to develop an understanding of each IPM and its investment activities. During the reporting period, 87.1 thousand applications for changes to personal details were received, including 81.2 thousand at the Fund's offices. When contacting UAPF specialists for various services, contributors generally receive additional consultations and advice on building their savings. As part of its information and awareness-raising activities, the Fund conducted 44.6 thousand off-site presentations attended by 880.1 thousand people. The number of materials published in the mass media based on UAPF communications amounted to 29.8 thousand. The number of inquiries received from contributors and beneficiaries through feedback channels (call center, consultations via the website, messengers, social media and other communication channels) amounted to 310.5 thousand. It is worth reminding that any company can request an on-site presentation and consultation on the funded pension system at its office by simply calling the call center at 1418, submitting a request through the Fund's website or mobile application, or contacting the UAPF through its official social media pages on Instagram, Facebook, VKontakte, Telegram and Odnoklassniki.
INFORMATION NOTICE Pension Savings of Kazakhstanis Increased by KZT 2.60 Trillion Over 12 Months
As of October 1, 2026, the total pension savings of Kazakhstanis amounted to KZT 28.30 trillion, having increased by KZT 2.60 trillion, or 10.0%, over the past 12 months. The largest share consisted of savings formed from mandatory pension contributions (MPCs). Their total reached KZT 26.13 trillion, representing an increase of KZT 1.73 trillion, or 7.1%, over 12 months. Savings formed from mandatory occupational pension contributions (MOPCs) amounted to KZT 732.80 billion. Positive growth was also recorded in savings formed from voluntary pension contributions (VPCs). Over the past 12 months, their volume increased by 6.4%, reaching KZT 10.35 billion. The most significant growth was recorded in savings from mandatory employer pension contributions (MEPCs), which began to be paid on January 1, 2024. Over the year, their volume increased 2.4-fold, reaching KZT 1 429.89 billion. ContributionsReceived The total volume of pension savings is formed from pension contributions and investment income. During the first nine months of 2026, a total of KZT 2 738.10 billion in contributions was credited to contributors' individual and notional pension accounts, representing an increase of 15.7% (or KZT 371.90 billion) compared to the same period of the previous year. From the beginning of 2026 through October 1, 2026, mandatory pension contributions (MPCs) credited to individual pension accounts (IPAs) amounted to KZT 2 091.42 billion (an increase of 7.9% compared to the same period of the previous year), mandatory occupational pension contributions (MOPCs) totaled KZT 113.50 billion (an increase of 12.7%), and voluntary pension contributions (VPCs) amounted to KZT 1.62 billion. Mandatory employer pension contributions (MEPCs) received since the beginning of the year amounted to KZT 531.55 billion as of October 1, 2026. Net investment income credited to contributors' accounts since the beginning of the year amounted to KZT 882.28 billion as of October 1, 2026. Payments and Transfers Payments from UAPF across all types of pension contributions and transfers to insurance companies for January–September 2026 reached KZT 1 402.37 billion. Age-related pension payments amounted to KZT 223.61 billion. The average monthly scheduled payment from UAPF upon reaching retirement age was KZT 39,028. Lump-sum pension payments (LSPs) for housing improvements and medical treatment from the beginning of 2026 through October 1, 2026, amounted to KZT 490.04 billion. Inheritance-related payments totaled KZT 77.26 billion, payments due to permanent relocation outside the Republic of Kazakhstan amounted to KZT 37.30 billion, payments to persons with disabilities totaled KZT 2.62 billion, and funeral payments amounted to KZT 7.14 billion. A total of KZT 564.40 billion was transferred to insurance companies. Number of IPAs As of October 1, 2026, the total number of pension accounts with UAPF reached 19.11 million (an increase of 1.14 million, or 6.3% over 12 months). Of these, the number of individual pension accounts (IPAs) held by contributors (beneficiaries) with UAPF as of October 1st, 2026 amounted to 12.90 million, including 11.44 million accounts for mandatory pension contributions (MPCs), 798.39 thousand for mandatory occupational pension contributions (MOPCs), and 466.12 thousand for voluntary pension contributions (VPCs). It is worth mentioning that the total number of accounts for MPCs (11.44 million) also includes accounts belonging to beneficiaries who have permanently relocated abroad but have not applied to withdraw their pension savings; deceased contributors whose heirs have not completed the inheritance procedures for pension savings; military personnel who were transferred to full state pension in 2016; and other categories of contributors (beneficiaries) whose accounts, under the legislation of Kazakhstan, are not eligible to receive further contributions. The number of notional pension accounts with UAPF recording information on mandatory employer pension contributions (MEPCs) amounted to 6.21 million. All up-to-date statistical information on pension assets is available on the enpf.kz website in the “Statistics and Analytics” section.
Information Notice The Number of Contributors Transferring Their Pension Savings to IPM is Growing
WhatAreTheKeyBenefits ofinvest.enpf.kzInvestmentPortal? Previously Since 2021, contributors have been allowed to transfer part of their pension savings to private management companies, within to the amount exceeding the minimum sufficiency threshold. In July 2023, the Social Code expanded the options for transferring pension savings to Investment Portfolio Managers (IPMs), allowing contributors to transfer up to 50% of their savings from mandatory pension contributions and mandatory occupational pension contributions, and up to 100% of their savings formed from voluntary contributions. Currently In September 2026, legislative amendments came into force granting contributors the right to transfer, at their discretion, both their voluntary pension savings and pension savings from mandatory pension contributions and mandatory occupational pension contributions to private management in full. What has changed The new provisions have given contributors greater opportunities to influence the returns on their pension savings. They can independently choose who will manage their pension assets and under which investment strategy. Furthermore, pension savings can be distributed among several IPMs and investment portfolios, providing more options for managing pension capital. Thus, the pension system is gradually shifting from a model in which contributors played the role of passive observers to the system that encourages informed participation in managing their own long-term pension savings. Abouttheinvestment portal The gradual expansion of opportunities to choose an investment strategy and improved access to information on pension asset management create conditions for more active participation by contributors in making decisions related to their future retirement income. In early 2026, UAPF launched a dedicated investment portal, invest.enpf.kz, designed to help contributors wishing to transfer their pension savings to Investment Portfolio Managers (IPMs) do so correctly and promptly. In particular, the portal brings together key information on pension asset management in a single digital space, providing contributors with an accessible tool for making informed decisions independently. Users of the investment portal can: familiarize themselves with the basic concepts of investing; compare the investment returns achieved by managers over different periods and track their performance over time; examine the composition of investment portfolios and find out which financial instruments pension assets are invested in; review investment declarations and strategies and assess how well they suit their individual needs. Data analysis shows that contributors are becoming increasingly interested in investment instruments and are seeking to make informed decisions about managing their pension savings. According to statistics, the number of unique users of the invest.enpf.kz portal has been steadily increasing since its launch, reaching approximately 82 000 as of October 1, 2026. Of these, around 27 500 users accessed the portal in September, when contributors' investment opportunities were expanded. Statistics Statistical data also indicate a significant increase in the number of contributors transferring their pension savings to Investment Portfolio Managers (IPMs). From 01.01.2026 to 06.09.2026 a total of 44 167 contributors transferred their pension savings, amounting to KZT 69.1 million. By comparison, during the much shorter period from 07.09.2026 to 14.10.2026, a total of 32 921 contributors transferred pension savings amounting to KZT 92.2 million. DataonTransferVolumesforthePeriodfrom01.01.2026to06.09.2026 TransferAmountRange, KZT NumberofContributors ShareofContributors(ofthetotalnumberwhomadetransfers) TransferAmount, KZTmillio Share (ofthetotalamounttransferred) Up to 500 000 15 910 36,0% 2 582,68 3,7% 500 000 - 1 000 000 5 443 12,3% 3 827,41 5,5% 1 000 000 - 3 000 000 13 716 31,1% 26 591,73 38,5% 3 000 000 - 5 000 000 8 085 18,3% 29 434,35 42,6% 5 000 000 - 10 000 000 946 2,1% 5 717,96 8,3% 10 000 000 - 2 0 000 000 59 0,13% 734,22 1,1% 20 000 000 - 50 000 000 8 0,02% 257,22 0,4% Over 50 000 000 – – – – TOTAL 44 167 69 145,57 DataonTransferVolumesforthePeriodfrom07.09.2026to14.10.2026 TransferAmountRange, KZT NumberofContributors ShareofContributors(ofthetotalnumberwhomadetransfers) TransferAmount, KZTmillio Share (ofthetotalamounttransferred) Up to 500 000 7 325 22,3% 1 210,96 1,3% 500 000 - 1 000 000 3 425 10,4% 2 357,91 2,6% 1 000 000 - 3 000 000 9 409 28,6% 17 175,42 18,6% 3 000 000 - 5 000 000 6 375 19,4% 23 974,97 26,0% 5 000 000 - 10 000 000 5 712 17,4% 38 356,27 41,6% 10 000 000 - 20 000 000 621 1,9% 7 475,87 8,1% 20 000 000 - 50 000 000 51 0,15% 1 391,67 1,5% Over50 000 000 3 0,01% 214,37 0,2% TOTAL 32 921 92 157,45 The statistics for the same periods, broken down by age group, are as follows: Data for the period from01.01.2026to06.09. 2026 Age group Share of transfers (ofthetotal numberoftransfers) Share of amount (ofthetotal amounttransferred) Average transfer amount, thousand tenge Under 30 years 24,0% 10,5% 397 30–39 years 40,2% 40,9% 922 40–49 years 24,8% 32,5% 1 188 50–59 years 10,6% 15,4% 1 318 60 Years and Older 0,5% 0,6% 1 118 Data for the period from07.09.2026to14.10.2026. Age group Share of transfers (ofthetotal numberoftransfers) Share of amount (ofthetotal amounttransferred) Average transfer amount, thousand tenge Under 30 years 22,1% 9,1% 676 30–39 years 38,0% 37,6% 1 631 40–49 years 27,5% 35,2% 2 113 50–59 years 11,8% 17,1% 2 380 60 Years and Older 0,6% 1,1% 2 975 As can be seen from the data presented, contributors aged 30–39 are the most active, accounting for approximately 40% of all transfers and 40% of the total amount transferred. The high level of activity among contributors in this age group may be attributed to the fact that they have already accumulated substantial pension savings but are still far from retirement, giving them time to select and adjust their investment strategies according to their investment horizon and risk tolerance. It should be recalled that contributors make decisions on transferring their pension savings independently. Before doing so, it is important to carefully review the management terms and conditions, the composition of the investment portfolio, management fees, and investment returns over different periods. It should also be borne in mind that past performance does not guarantee similar returns in the future, and the value of investments may rise or fall. Contributors can always find up-to-date data and all the necessary information on the investment portal invest.enpf.kz. To date, the portal has helped a large number of contributors better understand the available options for managing their pension savings and make informed decisions on transferring their accumulated funds to Investment Portfolio Managers (IPMs).
Information Notice On the Need for Citizens to Conclude Employment and Civil Law Contracts When Working in EAEU Countries
Background On January 1, 2021, the Agreement on Pension Provision for Workers of the Member States of the Eurasian Economic Union, dated December 20, 2019 (hereinafter referred to as the Agreement), entered into force. Under the Agreement, citizens of EAEU member states working in EAEU countries acquire, retain, and exercise their pension rights on an equal basis with citizens of the EAEU country in which they are employed. Each EAEU member state grants pensions in accordance with its national legislation for periods of employment completed by workers on its territory after January 1, 2021. It is worth mentioning that the EAEU currently comprises the Republic of Armenia, the Republic of Belarus, the Republic of Kazakhstan, the Kyrgyz Republic, and the Russian Federation. On theNeed toConcludeEmploymentContracts The free movement of labor within the territories of EAEU member states is one of the key advantages of the EAEU. Citizens of these countries have the right to work in other EAEU member states without obtaining a work permit or patent. Any EAEU citizen working in another EAEU member state is also entitled to the same employment guarantees as citizens of the country of employment. However, the absence of a requirement to obtain work permits does not mean that employment relationships can be left without proper formalization. To exercise their rights, workers must have evidence of the existence of an employment relationship. The primary evidence is an employment contract or a civil law contract for the provision of services concluded with an employer. Verbal agreements do not provide workers with sufficient legal protection. An employer may change working conditions, delay salary payments, or claim that the individual performed occasional assignments rather than working under an employment contract. A written contract, in turn, makes it possible to establish who the employer is, what work the individual performed, how much they were to be paid, and what obligations the parties undertook. Employers are also required to make pension (insurance) contributions to the pension system of the country of employment for officially employed workers in accordance with the procedures and deadlines established by that country's legislation. At the same time, workers should clarify in advance the procedures for formalizing employment relationships in the relevant country, as the rules for concluding contracts, their required form, and the procedures for notifying government authorities may vary. Implementation of the Agreement in Kazakhstan In the Republic of Kazakhstan, the Agreement applies to pension payments from UAPF funded by accumulated pension contributions upon reaching retirement age or being recognized as having a Group I or Group II disability on a permanent basis. If a citizen of the Republic of Kazakhstan has worked (for example, for 3–5 years) in the territory of an EAEU member state after the Agreement entered into force, the country in which the migrant worker was employed will grant a pension for the period of employment completed in that country, provided that the individual meets the eligibility requirements established by the pension legislation of the country of employment (reaching retirement age and completing the required period of employment). In this case, the citizen of the Republic of Kazakhstan has the right to submit an application, together with the required documents, for the granting and payment of a pension either to the competent authority of the EAEU member state concerned or to UAPF, acting as the competent authority in the Republic of Kazakhstan. The list of documents required for granting and paying a pension to a worker is governed by the national legislation of each EAEU member state. Competent Authorities In the Republic of Kazakhstan, the competent authorities responsible for confirming the employment history of workers from EAEU member states are UAPF JSC, the Committee for Regulation and Control in the Field of Social Protection of the Population of the Ministry of Labor and Social Protection of the Population of the Republic of Kazakhstan, and its territorial divisions. UAPF provides information on periods of employment from January 1, 1998, based on data on mandatory pension contributions available in its digital system. UAPF also performs the following functions: receiving documents for granting and paying pensions to workers under the Agreement; reviewing these documents and making decisions on granting or refusing to grant pensions; disbursing pensions granted by the competent authorities of EAEU member states. Detailed information is available on the enpf.kz website in the “Services” section. To confirm periods of employment prior to 1998, individuals must contact the territorial divisions of the Committee for Regulation and Control in the Field of Social Protection of the Population of the Ministry of Labor and Social Protection of the Population of the Republic of Kazakhstan Agreement in Figures During the implementation of the Agreement (from 01.01.2021 to 30.09.2026): UAPF granted pension payments to 374 citizens of EAEU member states, including: EAEU Member State Type of Payment Number of Beneficiaries (Workers) Republic of Armenia achievement of retirement age 11 Republic of Belarus achievement of retirement age 22 lump-sum payment to heirs 4 Kyrgyz Republic achievement of retirement age 4 lump-sum payment to heirs 5 Russian Federation achievement of retirement age 306 lump-sum payment to heirs 26 the competent authorities of the following member states have granted insurance-based pensions to 39 citizens of Kazakhstan, including: EAEU Member State Type of Pension Number of Beneficiaries (Workers) Kyrgyz Republic age-based pension 3 survivor's pension 3 Russian Federation old-age pension 31 survivor's pension 1 disability pension 1 Thus, citizens of EAEU member states acquire and exercise their pension rights in EAEU member states on an equal basis with citizens of the country of employment, which is one of the main objectives of the Agreement.
ANNOUNCEMENT
RasulRysmambetov, financier and independent member of the Board of Directors of UAPF JSC: "If a person doesn't save for old age—if they are convinced that the state will somehow come up with something and provide 'free cucumbers and tomatoes'—that simply won't happen, unfortunately...Wecanonlybuildupsavingsforourselves." UAPF JSC continues its series of expert discussions as part of the "Dialogues on the Pension System" project. Who came up with the idea of pensions? What should be the core objectives of the UAPF? Is it right to allow contributors to withdraw their savings? Which of us is the "Ant," and which is the "Grasshopper" from the famous fable? In today’s exclusive interview, RasulRysmambetov—a financier and Independent Director of the Board of Directors of UAPF JSC—draws on his personal experience to discuss the challenges facing future retirees in Kazakhstan and shares his views on their prospects.. Watch the interview on the БЖЗҚ ЕНПФ YouTube channel! https://youtu.be/Dy76WU-qFrs?si=CocIIq7U4J0rv1SZ Subscribe to the БЖЗҚ ЕНПФ YouTube channel for interesting and useful information about the funded pension system.
The UAPF has provided over 36 million services to the public since the beginning of the year
The UAPF is the single operator of Kazakhstan’s funded pension system, ensuring the reliability and transparency of pension savings. Its primary mission is to accumulate citizens' pension savings and ensure their future disbursement. The Fund continues to expand its remote services, enabling Kazakhstanis to perform most essential transactions without visiting an office. The 24/7 availability of services via the website and mobile app is a key factor driving increased interest among contributors. Between January 1, 2026, and August 31, 2026, the Fund provided 36.2 million services to the public. Of this total, 24.0 million were delivered electronically, and 11.4 million were processed automatically. Consequently, automated, electronic, and remote services accounted for 98.6% of the total volume. Despite the high level of digitalization, the Fund’s specialists continue to provide in-person service at regional branches. However, the share of in-person office visits remains minimal given the convenience of mobile and web-based resources. Specifically, 516.7 thousand services were provided in person, with 504.3 thousand of these taking place directly at the Fund’s offices. It is worth noting that all pension accounts are opened automatically with the UAPF upon receipt of the first contribution. Similarly, targeted allocations are automatically credited to citizens of the Republic of Kazakhstan under the age of 18, and targeted savings accounts (TSA) are opened to track and disburse these funds to eligible recipients upon adulthood under the "National Fund for Children" program. During the reporting period, the total number of accounts opened automatically—including Individual Pension Savings Accounts (IPSA) for various types of individual pension contributions, Notional Pension Savings Accounts (NPSA) for tracking employer’s compulsory pension contributions (ECPC) funded by the employer, and Targeted Savings Accounts (TSA) opened to record and disburse targeted savings to recipients under the "National Fund for Children" program—exceeded 1.3 million. Obtaining account statements for IPSAs, NPSAs, and TSAs remains the most popular service. Since the beginning of the year, 25.0 million statements have been issued across all account types; of these, 22.4 million were provided electronically, and 2.3 million were generated automatically. The UAPF reminds the public that accessing account information via the personal account area is the most convenient, reliable, and prompt way to monitor pension savings. The service operates online 24/7, allowing users to obtain up-to-date information at any time and from anywhere in the world. Account status information is available not only through the UAPF mobile app and the personal account area on the UAPF website but also via the egov.kz portal or the e-government mobile app. This offers added convenience for users who prefer interacting with government services through unified platforms. The UAPF notes that, starting in 2025, the annual automatic mailing of account statements has been discontinued. However, it is still possible to receive information on pension savings status by mail upon submitting a formal request to the UAPF. In addition to obtaining account statements via their personal accounts on the website and mobile app, contributors (beneficiaries) can access various services. These include updating or amending their account details, obtaining certificates of account ownership, and submitting applications for pension benefits—whether due to a permanent Group 1 or 2 disability or upon reaching the age of fifty (funded by voluntary pension contributions). Users can also track pension benefit application statuses, transfer a portion of their pension savings to an Investment Portfolio Manager (IPM), and project their future pension using the pension calculator, among other features. During the reporting period, 88,800 applications were received from contributors to transfer a portion of their pension savings to IPM trust management, with the majority submitted electronically. The UAPF reminds the public that invest.enpf.kz—a unified online platform for the investment management of citizens' pension assets—consolidates key information about Investment Portfolio Managers (IPMs) into a single digital space, ensuring a systematic approach to data disclosure regarding investment activities. The invest.enpf.kz portal offers users information in both Kazakh and Russian regarding the pension savings system, securities, investment strategies (and criteria), key concepts, and the allocation structure of pension assets. It also provides financial performance metrics for each IPM, data on their compliance with regulatory requirements, and other details that enable contributors to build a comprehensive profile of an IPM and its investment activities. When contacting UAPF specialists for specific services, contributors typically receive additional consultation and advice on building their savings. As part of its public outreach and awareness-raising efforts, the UAPF conducted 39,700 on-site presentations, attended by a total of 783,400 people. A total of 27,500 media items were published based on UAPF announcements. The Fund received 283,000 inquiries from contributors and beneficiaries via various communication channels (call center, website consultations, instant messaging apps, social media, and other channels). As a reminder, any company can request an on-site presentation and consultation regarding the funded pension system; to do so, simply call the call center at 1418 or contact the Fund via its website or mobile app. UAPF consultation services are available via instant messaging apps (WhatsApp and Viber chatbots at +7 777 000 14 18), the call center at 1418 (toll-free within Kazakhstan), the corporate website enpf.kz, and official UAPF social media pages on Instagram, Facebook, VKontakte, Telegram, and Odnoklassniki.