Department of land relations of talgar district in accordance with paragraph 5 of Article 8 of the law of the Republic of Kazakhstan dated November 18, 2015 "on Combating Corruption", order of the chairman of the agency of the Republic of Kazakhstan for Civil Service affairs and anti-corruption No. 12 dated October 19, 2016 "on approval of standard rules for conducting internal analysis of corruption risks "from March 13 to 26 of this year, the state institution" Department of land relations of Talgar district " conducts an internal analysis of corruption risks. For any questions, you can contact the Department of land relations of Talgar district by Phone: 8 (727) 388 1671.
Advertisement on holding a public discussion of the results of an internal analysis of corruption risks State Institution "Department of agriculture of Talgar district" On March 17, 2025, at 10:00 a.m., it is planned to hold a public discussion of the results of the internal analysis of corruption risks of the activities of the State Institution "Department of Agriculture of Talgar district", at the address: Almaty region, Talgar district, Talgar, D.Kunaev str., 65, office 413 Contact number: + 7 701 837 62 41
March 17, 2025On-site
Алматинская область, Талгарский район, г.Талгар, ул.Д.Кунаева, д.65, каб 413
In accordance with paragraphs 1-3 of the order of the minister of Culture and sports of the Republic of Kazakhstan dated August 01, 2023 No. 211 "on approval of the rules for naming administrative-territorial units, components of settlements, renaming them, as well as taking into account the opinion of the population of the relevant territory when clarifying and changing the transcription of their names" Talgar district at 15-00 hours on March 3, 2025, We inform you that on the agenda of the meeting, which will be held in the Hall of the House of culture of saltybastau rural district, the issue "on naming new streets of Saltybastau rural district in the village of Saltybastau" will be considered.
On February 21, 2025, at 11:00 a.m., it is planned to hold a public discussion of the results of an internal analysis of corruption risks in the activities of the State Institution "Department of Employment and Social Programs of Talgar district" at the address: Almaty region, Talgar district, Talgar city, Kunaeva St., No. 97/1. for more information and inquiry, please call 8(72774)-2-17-17
February 21, 2025On-site
Алматинская область, Талгарский район, город Талгар, ул. Кунаева, №97/1.
On November 01 , 2024 , at 15 : 00 , a regular meeting of Akim of Talgar district Tanat Esenkeldievich Aidarbekov with residents of Belbulak rural district will take place in secondary school No. 35 of Belbulak rural district .
Overview of the Investment Portfolio Managed by the NBRK and IPMs as of 1 October 2026
Information Notice Overview of the Investment Portfolio Managed by the NBRK and IPMs as of 1 October 2026 The enpf.kz website has published a report on the management of pension assets by the NBRK and IPMs as of 1 October 2026 JSC Unified Accumulative Pension Fund (UAPF, the Fund) presents a report on the management of pension assets by the National Bank of the Republic of Kazakhstan (NBRK) and Investment Portfolio Managers (IPMs) on its website, enpf.kz, under the section "Statistics and Analytics – Investment Management of Pension Assets." As of 1 October 2026, the total amount of pension assets managed by the NBRK and IPMs amounted to KZT 28 267.61 billion. As of that date, UAPF pension assets held in trust management by the NBRK and formed from mandatory pension contributions (MPCs), mandatory occupational pension contributions (MOPCs), and voluntary pension contributions (VPCs) amounted to approximately KZT 26 633.21 billion¹. Pension assets formed from mandatory employer pension contributions (MEPCs) and held in trust management by the NBRK amounted to KZT 1 428.29 billion. Pension assets under the management of IPMs amounted to KZT 206.11 billion. Investment Portfolio of Pension Assets Managed by the NBRK The NBRK, acting as the trustee manager of UAPF pension assets, pursues a balanced investment policy by investing in various types of financial instruments and diversifying the portfolio across currencies, countries, sectors and issuers. According to information provided by the NBRK, the main areas of investment of pension assets formed from mandatory pension contributions (MPCs), mandatory occupational pension contributions (MOPCs) and voluntary pension contributions (VPCs) as of 1 October 2026 were as follows: government securities of the Ministry of Finance of the Republic of Kazakhstan – 43.34%, bonds of quasi-government companies – 8.27%, NBRK deposits – 2.63%, bonds of second-tier banks of the Republic of Kazakhstan – 2.50%, shares and depositary receipts of Kazakhstani issuers – 1.97%, government securities of foreign countries – 1.33%, and international financial institutions (IFIs) – 1.00%. A total of 37.62% of assets are invested under index management. This approach involves constructing an investment portfolio based on a benchmark portfolio comprising a set of securities that reflect the investor's strategic interests. The return on the benchmark portfolio serves as a measure for assessing management performance. The benchmarks used are indices developed and tracked by leading global financial companies or the NBRK. Index-based asset management is carried out by the NBRK both independently and through the engagement of foreign asset management companies for specific investment areas, including sub-portfolios of developed and emerging market bonds, corporate bonds and equities. As of 1 October 2026, the investment portfolio by currency denomination of financial instruments acquired using MPCs, MOPCs and VPCs was structured as follows: investments denominated in the national currency accounted for 58.86%, while investments denominated in US dollars represented 41.13% of the pension asset portfolio. _______ 1Excluding funds held in pension contribution and payment accounts. As a result of investment activities, interest income from securities, including deposits and reverse REPO transactions, amounted to KZT 1,693.73 billion, income from the market revaluation of securities amounted to KZT 14.15 billion, and other income totaled KZT 3.48 billion. The market revaluation of foreign currencies and assets under external management, including exchange rate revaluation, resulted in a loss. Accrued investment income over the last 12 months, from October 2025 to September 2026, amounted to approximately KZT 706.33 billion, with a return of 2.64% for the period. The main areas of investment of mandatory employer pension contributions (MEPCs) as of 1 October 2026 were as follows: government securities of the Ministry of Finance of the Republic of Kazakhstan – 96.52%, and NBRK deposits – 3.34%. The investment portfolio formed from MEPCs consists exclusively of financial instruments denominated in the national currency. Interest income from securities, including deposits and reverse REPO transactions, amounted to KZT 115.80 billion. The market revaluation of securities generated KZT 23.59 billion in income for contributors. As of 1 October 2026, accrued investment income over the last 12 months amounted to KZT 173.20 billion, with a return of 19.15% for the period. The detailed structure of the investment portfolio of financial instruments managed by the NBRK, including information on issuers and an overview of investment activities, is available on the official UAPF website. Information on the portfolio structure of pension assets formed from MEPCs is also available on enpf.kz. Investment Portfolio Managers The total amount of pension assets under the management of IPMs stands at KZT 206.11 billion. As of 1 October 2026, pension assets held in trust management by JSC Alatau City Invest amounted to KZT 32.66 billion. The company's main investments were as follows: units of Exchange Traded Funds (ETFs) – 25.09%, REPO – 17.21%, bonds of second-tier banks of the Republic of Kazakhstan – 11.12%, shares and depositary receipts of Kazakhstani issuers – 10.95%, corporate bonds of Kazakhstani issuers – 8.10%, government securities of foreign countries – 5.78%, bonds of quasi-government organizations of the Republic of Kazakhstan – 4.86%, corporate bonds of foreign issuers – 2.48%, and international financial institutions (IFIs) – 1.70%. It should be noted that 61.32% of the portfolio was denominated in KZT, 38.22% in US dollars, and 0.46% in other currencies. The return on pension assets over the last 12 months, from October 2025 to September 2026, was 9.46%. The detailed structure of the investment portfolio of financial instruments managed by JSC Alatau City Invest, including information on issuers, is available on the UAPF website. As of 1 October 2026, UAPF pension assets held in trust management by JSC BCC Invest amounted to KZT 29.57 billion. The main areas of investment were as follows: government securities of the Ministry of Finance of the Republic of Kazakhstan – 19.07%, bonds of quasi-government organizations of the Republic of Kazakhstan – 18.39%, bonds of second-tier banks of the Republic of Kazakhstan – 16.74%, corporate bonds of resident issuers of the Republic of Kazakhstan – 6.44%, shares and depositary receipts issued by organizations of the Republic of Kazakhstan – 5.62%, units of Exchange Traded Funds (ETFs) whose asset composition replicates the constituent structure of the MSCI ACWI Index – 5.17%, and corporate bonds of foreign issuers – 2.68%. Investments denominated in the national currency accounted for 82.13% of the portfolio, while investments in US dollars - 17.87%. The return on pension assets over the last 12 months, from October 2025 to September 2026, was 8.75%. The detailed structure of the investment portfolio of financial instruments managed by JSC BCC Invest, including information on issuers, is available on the UAPF website. As of 1 October 2026, pension assets held in trust management by JSC Halyk Global Market[1] amounted to KZT 6.21 billion. The main investments in the portfolio were as follows: equity instruments of foreign issuers (ETF units) – 27.04%, reverse REPO (for a period not exceeding 90 calendar days) – 9.75%, bonds of quasi-government organizations of the Republic of Kazakhstan – 11.95%, bonds of second-tier banks of the Republic of Kazakhstan – 13.64%, corporate bonds of Kazakhstani organizations – 8.67%, shares and depositary receipts issued by organizations of the Republic of Kazakhstan – 7.15%, NBRK notes – 7.98%, government securities of the Ministry of Finance of the Republic of Kazakhstan – 6.06%, and securities with government security status issued by central governments of foreign countries – 5.59%. It should be noted that 63.79% of the portfolio was denominated in KZT, while 36.21% was denominated in US dollars. The return on pension assets over the last 12 months was 7.92%. The detailed structure of the investment portfolio of financial instruments managed by JSC Halyk Global Markets, including information on issuers, is available on the UAPF website. As of 1 October 2026, pension assets held in trust management by JSC Halyk Finance, a subsidiary of Halyk Bank of Kazakhstan, amounted to KZT 91.95 billion. The main investments in the portfolio were as follows: bonds of second-tier banks of the Republic of Kazakhstan – 16.53%, bonds of quasi-government organizations of the Republic of Kazakhstan – 14.97%, reverse REPO (for a period not exceeding 90 calendar days) – 10.61%, corporate bonds of Kazakhstani issuers – 9.38%, shares and depositary receipts of Kazakhstani issuers – 8.82%, government securities of foreign countries – 8.33%, units of Exchange Traded Funds (ETFs) – 7.18%, government securities of the Ministry of Finance of the Republic of Kazakhstan – 6.70%, corporate bonds of foreign issuers – 3.76%, and international financial institutions (IFIs) – 1.68%. Investments in financial instruments denominated in the national currency accounted for 66.95% of the portfolio, while in US dollars - 33.05%. The return on pension assets over the last 12 months, from October 2025 to September 2026, was 8.22%. The detailed structure of the investment portfolio of financial instruments managed by JSC Halyk Finance, a subsidiary of Halyk Bank of Kazakhstan, including information on issuers, is available on the UAPF website. As of 1 October 2026, pension assets held in trust management by JSC Tansar Capitalamounted to KZT 1.87 billion. The main investments in the portfolio were as follows: units of Exchange Traded Funds (ETFs) – 34.67%, REPO – 15.98%, shares and depositary receipts of Kazakhstani issuers – 10.18%, and government securities of the Ministry of Finance of the Republic of Kazakhstan – 4.47%. Investments in financial instruments denominated in the national currency accounted for 61.88% of the portfolio, while investments in US dollars - 38.12%. JSC Tansar Capital commenced management of pension assets on 8 April 2026. The return on pension assets since the commencement of management was 0.00%. The detailed structure of the investment portfolio of financial instruments managed by JSC Tansar Capital, including information on issuers, is available on the UAPF website. As of 1 October 2026, UAPF pension assets held in trust management byJSC Centras Securities amounted to approximately KZT 43.85 billion. The portfolio investments were distributed as follows: bonds of second-tier banks of the Republic of Kazakhstan – 33.30%, bonds of quasi-government organizations of the Republic of Kazakhstan – 13.44%, corporate bonds of Kazakhstani issuers – 11.05%, US government bonds – 7.88%, REPO – 7.17%, government securities of the Ministry of Finance of the Republic of Kazakhstan – 4.03%, shares and depositary receipts of foreign issuers – 2.82%, shares and depositary receipts of resident issuers of the Republic of Kazakhstan – 2.17%, and corporate bonds of foreign issuers – 1.30%. Investments denominated in the national currency accounted for 77.71% of the portfolio, while investments in US dollars - 22.29%. The return on pension assets over the last 12 months, from October 2025 to September 2026, was 13.95%. The detailed structure of the investment portfolio of financial instruments managed by JSC Centras Securities, including information on issuers, is available on the UAPF website. As a reminder, the UAPF has launched a unified online information platform for the investment management of citizens' pension assets, invest.enpf.kz, which brings together all key information on IPMs in a single digital space and ensures a systematic approach to providing information on investment activities. UAPF was established on August 22, 2013, on the basis of JSCAccumulated Pension Fund SAPF. The founder and shareholder of UAPF is the Government of the Republic of Kazakhstan, represented by the State Institution "State Property and Privatization Committee" of the Ministry of Finance of the Republic of Kazakhstan. The National Bank of the Republic of Kazakhstan carries out trust management of UAPF pension assets. In accordance with pension legislation, UAPF collects mandatory pension contributions, mandatory employer pension contributions, mandatory occupational pension contributions, and voluntary pension contributions. The Fund also credits and records voluntary pension contributions formed from unclaimed guarantee compensation for guaranteed deposits, transferred by the organization responsible for mandatory deposit insurance in accordance with the Law of the Republic of Kazakhstan "On Mandatory Guarantee of Deposits Placed in Second-Tier Banks of the Republic of Kazakhstan", and ensures the payment of pensions. The Fund also maintains records of targeted assets and targeted claims, records and credits targeted savings (TS) to targeted savings accounts, transfers TS payments to recipients' bank accounts, and records the return of TS in accordance with the procedure established by the Government of the Republic of Kazakhstan under the "National Fund for Children" program. (For more information, visitwww.enpf.kz). [1] On 30 December 2025, JSC Halyk Global Markets notified the UAPF of its decision to terminate the agreement effective 1 January 2027 at the initiative of the IPM. In this regard, since 1 January 2026, the UAPF has no longer accepted new applications from contributors to transfer their pension assets to the management of JSC Halyk Global Markets. .
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Information Notice Pension Savings of Kazakhstanis: The Role of Investment Income
Information Notice Pension Savings of Kazakhstanis: The Role of Investment Income Investment income continues to play a significant role in building the pension savings of Kazakhstanis. As of 1 October 2026, cumulative investment income since the consolidation of pension assets in the UAPF in 2014 amounted to KZT 14.30 trillion. Taking into account pension payments made, the share of net investment income in total pension savings amounted to approximately 40%. The results of the funded pension system over its entire existence also demonstrate the importance of long-term investment. Since the establishment of the funded pension system in 1998, cumulative investment returns as of 1 October 2026 reached 1,090.84%, compared with inflation of 1,014.83% over the same period. These figures confirm the importance of assessing investment performance over the long term. Pension savings are accumulated over decades. Throughout this period, incoming contributions are invested in various financial instruments, while the income earned increases contributors' pension capital and continues to generate further investment returns. Investment returns vary depending on financial market conditions. Investment performance is influenced by interest income from securities and other financial instruments, changes in their market value, and exchange rate fluctuations. During certain periods, market and currency revaluations may have a negative impact on overall investment performance. Such fluctuations are typical of financial markets, making it advisable to assess the effectiveness of pension asset management over an extended period. As a result of investment activities, as well as fluctuations in foreign exchange rates and changes in the market value of financial instruments, accrued investment income from mandatory pension contributions, mandatory occupational pension contributions and voluntary pension contributions amounted to KZT 766.32 billion from the beginning of 2026 through 1 October 2026, while accrued investment income from mandatory employer pension contributions amounted to KZT 139.39 billion. It should be mentioned that the amendments to the Social Code of the Republic of Kazakhstan came into force on 7 September 2026, significantly expanding the rights of UAPF contributors to independently select investment strategies and portfolios for managing their pension savings. Contributors can now transfer up to 100% of their pension savings to the trust management of Investment Portfolio Managers (IPMs). From 2026, contributors can choose one of three investment strategies offered by IPMs, which differ in terms of risk level, expected returns and investment horizon. Each IPM manages assets under one selected investment strategy. A composite benchmark has been established for each type of investment portfolio as a reference indicator for evaluating the returns achieved by IPMs. The entire system of investment management and accounting of pension assets is transparent: every contributor can view their investment income through their personal account on the enpf.kz website or in the mobile application. Information on the investment management of UAPF pension assets and the financial instruments in which these assets are invested is published on the official UAPF website (www.enpf.kz) under "Statistics and Analytics / Investment Management of Pension Assets" section, as well as on the invest.enpf.kz portal. UAPF was established on August 22, 2013, on the basis of JSCAccumulated Pension FundSAPF. The founder and shareholder of UAPF is the Government of the Republic of Kazakhstan, represented by the State Institution "State Property and Privatization Committee" of the Ministry of Finance of the Republic of Kazakhstan. The National Bank of the Republic of Kazakhstan carries out trust management of UAPF pension assets. In accordance with pension legislation, UAPF collects mandatory pension contributions, mandatory employer pension contributions, mandatory occupational pension contributions, and voluntary pension contributions. The Fund also credits and records voluntary pension contributions formed from unclaimed guarantee compensation for guaranteed deposits, transferred by the organization responsible for mandatory deposit insurance in accordance with the Law of the Republic of Kazakhstan "On Mandatory Guarantee of Deposits Placed in Second-Tier Banks of the Republic of Kazakhstan", and ensures the payment of pensions. The Fund also maintains records of targeted assets and targeted claims, records and credits targeted savings (TS) to targeted savings accounts, transfers TS payments to recipients' bank accounts, and records the return of TS in accordance with the procedure established by the Government of the Republic of Kazakhstan under the "National Fund for Children" program. (For more information, visitwww.enpf.kz).
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Information Notice The Number of Services Provided by the UAPF Since the Beginning of the Year Exceeded 40 Million
Information Notice The Number of Services Provided by the UAPF Since the Beginning of the Year Exceeded 40 Million The Unified Accumulative Pension Fund (UAPF) is the sole operator of Kazakhstan's funded pension system, ensuring the reliability and transparency of pension savings. Its primary task is to accumulate citizens' pension savings and ensure their payment in the future. The services provided by the Fund help citizens not only accumulate the funds needed for a decent retirement but also actively participate in planning their financial future. The UAPF offers Kazakhstanis a range of digital services and continues to develop them in response to customer needs. Contributors can access information about their pension savings, check the receipt of pension contributions and use other services without visiting a Fund office. The 24/7 availability of services through the Fund's website and mobile application is an important factor in increasing contributors' interest. Over the first nine months of 2026 (from 1 January to 30 September 2026), the UAPF provided 40.3 million services to contributors and beneficiaries. This clearly demonstrates the strong demand for both digital and in-person channels of interaction with the Fund. Of the total number of services provided, 27.7 million were delivered electronically and 11.8 million automatically. Thus, services provided in automatic, electronic and remote formats accounted for 98.6% of the total. A total of 576.0 thousand services were provided in person, including 562.2 thousand directly at the Fund's offices. It should be noted that all pension accounts are opened automatically with the UAPF upon receipt of the first contribution. Targeted claims are also accrued automatically for citizens of the Republic of Kazakhstan under the age of 18, while targeted savings accounts (TSAs) are opened to record and pay targeted savings to beneficiaries who have reached the age of majority under the "National Fund for Children" program. During the reporting period, the total number of individual pension accounts (IPAs) opened automatically for all types of individual pension contributions, as well as notional pension accounts (NPAs) for recording mandatory employer pension contributions (MEPCs) paid by employers from their own funds, and targeted savings accounts (TSAs) opened to record and pay targeted savings to beneficiaries under the "National Fund for Children" program, exceeded 1.3 million. Obtaining account statements from IPAs, NPAs and TSAs remains the most popular service. Since the beginning of the year, 28.7 million statements have been issued across all types of accounts, including 25.8 million in electronic format and 2.5 million automatically. The UAPF reminds contributors that accessing account information through their personal account is the most convenient, reliable and efficient way to monitor their pension savings. The service is available online 24/7, allowing users to obtain up-to-date information at any time and from anywhere in the world. Account information is available not only through the UAPF mobile application and personal account on the UAPF website, but also through the egov.kz portal or the e-Government mobile application. This provides additional convenience for users who prefer to access government services through unified digital platforms. The UAPF notes that the annual automatic mailing of account statements was discontinued in 2025. However, contributors can still receive information about their pension savings by post by submitting a corresponding request to the UAPF. In addition to obtaining account statements through their personal accounts on the website and mobile application, contributors (beneficiaries) can use services such as updating and supplementing their personal details, obtaining certificates confirming the existence of accounts, submitting applications for pension payments upon being granted Group I or II disability status indefinitely or upon reaching the age of 50 using voluntary pension contributions, tracking the status of payment applications, transferring part of their pension savings to Investment Portfolio Managers (IPMs), calculating their projected future pension using the pension calculator, and other services. During the reporting period, 142.3 thousand applications from contributors to transfer pension savings to the trust management of IPMs were received, the majority of which were submitted electronically. The UAPF reminds contributors that the unified online information platform for the investment management of citizens' pension assets, invest.enpf.kz, brings together all key information on Investment Portfolio Managers (IPMs) in a single digital space and ensures a systematic approach to providing information on investment activities. The invest.enpf.kz portal provides users with information in Kazakh and Russian on the pension savings system, securities, investment strategies (criteria), basic concepts, the structure of pension asset allocation, as well as the financial indicators of each IPM, data on IPMs' compliance with regulatory requirements, and other information enabling contributors to develop an understanding of each IPM and its investment activities. During the reporting period, 87.1 thousand applications for changes to personal details were received, including 81.2 thousand at the Fund's offices. When contacting UAPF specialists for various services, contributors generally receive additional consultations and advice on building their savings. As part of its information and awareness-raising activities, the Fund conducted 44.6 thousand off-site presentations attended by 880.1 thousand people. The number of materials published in the mass media based on UAPF communications amounted to 29.8 thousand. The number of inquiries received from contributors and beneficiaries through feedback channels (call center, consultations via the website, messengers, social media and other communication channels) amounted to 310.5 thousand. It is worth reminding that any company can request an on-site presentation and consultation on the funded pension system at its office by simply calling the call center at 1418, submitting a request through the Fund's website or mobile application, or contacting the UAPF through its official social media pages on Instagram, Facebook, VKontakte, Telegram and Odnoklassniki. UAPF was established on August 22, 2013, on the basis of JSCAccumulated Pension FundSAPF. The founder and shareholder of UAPF is the Government of the Republic of Kazakhstan, represented by the State Institution "State Property and Privatization Committee" of the Ministry of Finance of the Republic of Kazakhstan. The National Bank of the Republic of Kazakhstan carries out trust management of UAPF pension assets. In accordance with pension legislation, UAPF collects mandatory pension contributions, mandatory employer pension contributions, mandatory occupational pension contributions, and voluntary pension contributions. The Fund also credits and records voluntary pension contributions formed from unclaimed guarantee compensation for guaranteed deposits, transferred by the organization responsible for mandatory deposit insurance in accordance with the Law of the Republic of Kazakhstan "On Mandatory Guarantee of Deposits Placed in Second-Tier Banks of the Republic of Kazakhstan", and ensures the payment of pensions. The Fund also maintains records of targeted assets and targeted claims, records and credits targeted savings (TS) to targeted savings accounts, transfers TS payments to recipients' bank accounts, and records the return of TS in accordance with the procedure established by the Government of the Republic of Kazakhstan under the "National Fund for Children" program. (For more information, visitwww.enpf.kz).
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INFORMATION NOTICE Pension Savings of Kazakhstanis Increased by KZT 2.60 Trillion Over 12 Months
INFORMATION NOTICE Pension Savings of Kazakhstanis Increased by KZT 2.60 Trillion Over 12 Months As of October 1, 2026, the total pension savings of Kazakhstanis amounted to KZT 28.30 trillion, having increased by KZT 2.60 trillion, or 10.0%, over the past 12 months. The largest share consisted of savings formed from mandatory pension contributions (MPCs). Their total reached KZT 26.13 trillion, representing an increase of KZT 1.73 trillion, or 7.1%, over 12 months. Savings formed from mandatory occupational pension contributions (MOPCs) amounted to KZT 732.80 billion. Positive growth was also recorded in savings formed from voluntary pension contributions (VPCs). Over the past 12 months, their volume increased by 6.4%, reaching KZT 10.35 billion. The most significant growth was recorded in savings from mandatory employer pension contributions (MEPCs), which began to be paid on January 1, 2024. Over the year, their volume increased 2.4-fold, reaching KZT 1 429.89 billion. Contributions Received The total volume of pension savings is formed from pension contributions and investment income. During the first nine months of 2026, a total of KZT 2 738.10 billion in contributions was credited to contributors' individual and notional pension accounts, representing an increase of 15.7% (or KZT 371.90 billion) compared to the same period of the previous year. From the beginning of 2026 through October 1, 2026, mandatory pension contributions (MPCs) credited to individual pension accounts (IPAs) amounted to KZT 2 091.42 billion (an increase of 7.9% compared to the same period of the previous year), mandatory occupational pension contributions (MOPCs) totaled KZT 113.50 billion (an increase of 12.7%), and voluntary pension contributions (VPCs) amounted to KZT 1.62 billion. Mandatory employer pension contributions (MEPCs) received since the beginning of the year amounted to KZT 531.55 billion as of October 1, 2026. Net investment income credited to contributors' accounts since the beginning of the year amounted to KZT 882.28 billion as of October 1, 2026. Payments and Transfers Payments from UAPF across all types of pension contributions and transfers to insurance companies for January–September 2026 reached KZT 1 402.37 billion. Age-related pension payments amounted to KZT 223.61 billion. The average monthly scheduled payment from UAPF upon reaching retirement age was KZT 39,028. Lump-sum pension payments (LSPs) for housing improvements and medical treatment from the beginning of 2026 through October 1, 2026, amounted to KZT 490.04 billion. Inheritance-related payments totaled KZT 77.26 billion, payments due to permanent relocation outside the Republic of Kazakhstan amounted to KZT 37.30 billion, payments to persons with disabilities totaled KZT 2.62 billion, and funeral payments amounted to KZT 7.14 billion. A total of KZT 564.40 billion was transferred to insurance companies. Number of IPAs As of October 1, 2026, the total number of pension accounts with UAPF reached 19.11 million (an increase of 1.14 million, or 6.3% over 12 months). Of these, the number of individual pension accounts (IPAs) held by contributors (beneficiaries) with UAPF as of October 1st, 2026 amounted to 12.90 million, including 11.44 million accounts for mandatory pension contributions (MPCs), 798.39 thousand for mandatory occupational pension contributions (MOPCs), and 466.12 thousand for voluntary pension contributions (VPCs). It is worth mentioning that the total number of accounts for MPCs (11.44 million) also includes accounts belonging to beneficiaries who have permanently relocated abroad but have not applied to withdraw their pension savings; deceased contributors whose heirs have not completed the inheritance procedures for pension savings; military personnel who were transferred to full state pension in 2016; and other categories of contributors (beneficiaries) whose accounts, under the legislation of Kazakhstan, are not eligible to receive further contributions. The number of notional pension accounts with UAPF recording information on mandatory employer pension contributions (MEPCs) amounted to 6.21 million. All up-to-date statistical information on pension assets is available on the enpf.kz website in the “Statistics and Analytics” section. UAPF was established on August 22, 2013, on the basis ofAccumulated Pension Fund SAPFJSC. The founder and shareholder of UAPF is the Government of the Republic of Kazakhstan, represented by the State Institution "State Property and Privatization Committee" of the Ministry of Finance of the Republic of Kazakhstan. The National Bank of the Republic of Kazakhstan carries out trust management of UAPF pension assets. In accordance with pension legislation, UAPF collects mandatory pension contributions, mandatory employer pension contributions, mandatory occupational pension contributions, and voluntary pension contributions. The Fund also credits and records voluntary pension contributions formed from unclaimed guarantee compensation for guaranteed deposits, transferred by the organization responsible for mandatory deposit insurance in accordance with the Law of the Republic of Kazakhstan "On Mandatory Guarantee of Deposits Placed in Second-Tier Banks of the Republic of Kazakhstan", and ensures the payment of pensions. The Fund also maintains records of targeted assets and targeted claims, records and credits targeted savings (TS) to targeted savings accounts, transfers TS payments to recipients' bank accounts, and records the return of TS in accordance with the procedure established by the Government of the Republic of Kazakhstan under the "National Fund for Children" program. (For more information, visitwww.enpf.kz).
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Information Notice On the Need for Citizens to Conclude Employment and Civil Law Contracts When Working in EAEU Countries
Information Notice On the Need for Citizens to Conclude Employment and Civil Law Contracts When Working in EAEU Countries Background On January 1, 2021, the Agreement on Pension Provision for Workers of the Member States of the Eurasian Economic Union, dated December 20, 2019 (hereinafter referred to as the Agreement), entered into force. Under the Agreement, citizens of EAEU member states working in EAEU countries acquire, retain, and exercise their pension rights on an equal basis with citizens of the EAEU country in which they are employed. Each EAEU member state grants pensions in accordance with its national legislation for periods of employment completed by workers on its territory after January 1, 2021. It is worth mentioning that the EAEU currently comprises the Republic of Armenia, the Republic of Belarus, the Republic of Kazakhstan, the Kyrgyz Republic, and the Russian Federation. On the Need to Conclude Employment Contracts The free movement of labor within the territories of EAEU member states is one of the key advantages of the EAEU. Citizens of these countries have the right to work in other EAEU member states without obtaining a work permit or patent. Any EAEU citizen working in another EAEU member state is also entitled to the same employment guarantees as citizens of the country of employment. However, the absence of a requirement to obtain work permits does not mean that employment relationships can be left without proper formalization. To exercise their rights, workers must have evidence of the existence of an employment relationship. The primary evidence is an employment contract or a civil law contract for the provision of services concluded with an employer. Verbal agreements do not provide workers with sufficient legal protection. An employer may change working conditions, delay salary payments, or claim that the individual performed occasional assignments rather than working under an employment contract. A written contract, in turn, makes it possible to establish who the employer is, what work the individual performed, how much they were to be paid, and what obligations the parties undertook. Employers are also required to make pension (insurance) contributions to the pension system of the country of employment for officially employed workers in accordance with the procedures and deadlines established by that country's legislation. At the same time, workers should clarify in advance the procedures for formalizing employment relationships in the relevant country, as the rules for concluding contracts, their required form, and the procedures for notifying government authorities may vary. Implementation of the Agreement in Kazakhstan In the Republic of Kazakhstan, the Agreement applies to pension payments from UAPF funded by accumulated pension contributions upon reaching retirement age or being recognized as having a Group I or Group II disability on a permanent basis. If a citizen of the Republic of Kazakhstan has worked (for example, for 3–5 years) in the territory of an EAEU member state after the Agreement entered into force, the country in which the migrant worker was employed will grant a pension for the period of employment completed in that country, provided that the individual meets the eligibility requirements established by the pension legislation of the country of employment (reaching retirement age and completing the required period of employment). In this case, the citizen of the Republic of Kazakhstan has the right to submit an application, together with the required documents, for the granting and payment of a pension either to the competent authority of the EAEU member state concerned or to UAPF, acting as the competent authority in the Republic of Kazakhstan. The list of documents required for granting and paying a pension to a worker is governed by the national legislation of each EAEU member state. Competent Authorities In the Republic of Kazakhstan, the competent authorities responsible for confirming the employment history of workers from EAEU member states are UAPF JSC, the Committee for Regulation and Control in the Field of Social Protection of the Population of the Ministry of Labor and Social Protection of the Population of the Republic of Kazakhstan, and its territorial divisions. UAPF provides information on periods of employment from January 1, 1998, based on data on mandatory pension contributions available in its digital system. UAPF also performs the following functions: receiving documents for granting and paying pensions to workers under the Agreement; reviewing these documents and making decisions on granting or refusing to grant pensions; disbursing pensions granted by the competent authorities of EAEU member states. Detailed information is available on the enpf.kz website in the “Services” section. To confirm periods of employment prior to 1998, individuals must contact the territorial divisions of the Committee for Regulation and Control in the Field of Social Protection of the Population of the Ministry of Labor and Social Protection of the Population of the Republic of Kazakhstan Agreement in Figures During the implementation of the Agreement (from 01.01.2021 to 30.09.2026): UAPF granted pension payments to 374 citizens of EAEU member states, including: EAEU Member State Type of Payment Number of Beneficiaries (Workers) Republic of Armenia achievement of retirement age 11 Republic of Belarus achievement of retirement age 22 lump-sum payment to heirs 4 Kyrgyz Republic achievement of retirement age 4 lump-sum payment to heirs 5 Russian Federation achievement of retirement age 306 lump-sum payment to heirs 26 the competent authorities of the following member states have granted insurance-based pensions to 39 citizens of Kazakhstan, including: EAEU Member State Type of Pension Number of Beneficiaries (Workers) Kyrgyz Republic age-based pension 3 survivor's pension 3 Russian Federation old-age pension 31 survivor's pension 1 disability pension 1 Thus, citizens of EAEU member states acquire and exercise their pension rights in EAEU member states on an equal basis with citizens of the country of employment, which is one of the main objectives of the Agreement. UAPF was established on August 22, 2013, on the basis ofAccumulated Pension FundSAPF JSC. The founder and shareholder of UAPF is the Government of the Republic of Kazakhstan, represented by the State Institution "State Property and Privatization Committee" of the Ministry of Finance of the Republic of Kazakhstan. The National Bank of the Republic of Kazakhstan carries out trust management of UAPF pension assets. In accordance with pension legislation, UAPF collects mandatory pension contributions, mandatory employer pension contributions, mandatory occupational pension contributions, and voluntary pension contributions. The Fund also credits and records voluntary pension contributions formed from unclaimed guarantee compensation for guaranteed deposits, transferred by the organization responsible for mandatory deposit insurance in accordance with the Law of the Republic of Kazakhstan "On Mandatory Guarantee of Deposits Placed in Second-Tier Banks of the Republic of Kazakhstan", and ensures the payment of pensions. The Fund also maintains records of targeted assets and targeted claims, records and credits targeted savings (TS) to targeted savings accounts, transfers TS payments to recipients' bank accounts, and records the return of TS in accordance with the procedure established by the Government of the Republic of Kazakhstan under the "National Fund for Children" program. (For more information, visitwww.enpf.kz).
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Information Notice The Number of Contributors Transferring Their Pension Savings to IPM is Growing What Are The Key Benefits of invest.enpf.kz Investment Portal?
Information Notice The Number of Contributors Transferring Their Pension Savings toIPMis Growing What Are The Key Benefits of invest.enpf.kz Investment Portal? Previously Since 2021, contributors have been allowed to transfer part of their pension savings to private management companies, within to the amount exceeding the minimum sufficiency threshold. In July 2023, the Social Code expanded the options for transferring pension savings to Investment Portfolio Managers (IPMs), allowing contributors to transfer up to 50% of their savings from mandatory pension contributions and mandatory occupational pension contributions, and up to 100% of their savings formed from voluntary contributions. Currently In September 2026, legislative amendments came into force granting contributors the right to transfer, at their discretion, both their voluntary pension savings and pension savings from mandatory pension contributions and mandatory occupational pension contributions to private management in full. What has changed The new provisions have given contributors greater opportunities to influence the returns on their pension savings. They can independently choose who will manage their pension assets and under which investment strategy. Furthermore, pension savings can be distributed among several IPMs and investment portfolios, providing more options for managing pension capital. Thus, the pension system is gradually shifting from a model in which contributors played the role of passive observers to the system that encourages informed participation in managing their own long-term pension savings. About the investment portal The gradual expansion of opportunities to choose an investment strategy and improved access to information on pension asset management create conditions for more active participation by contributors in making decisions related to their future retirement income. In early 2026, UAPF launched a dedicated investment portal, invest.enpf.kz, designed to help contributors wishing to transfer their pension savings to Investment Portfolio Managers (IPMs) do so correctly and promptly. In particular, the portal brings together key information on pension asset management in a single digital space, providing contributors with an accessible tool for making informed decisions independently. Users of the investment portal can: familiarize themselves with the basic concepts of investing; compare the investment returns achieved by managers over different periods and track their performance over time; examine the composition of investment portfolios and find out which financial instruments pension assets are invested in; review investment declarations and strategies and assess how well they suit their individual needs. Data analysis shows that contributors are becoming increasingly interested in investment instruments and are seeking to make informed decisions about managing their pension savings. According to statistics, the number of unique users of the invest.enpf.kz portal has been steadily increasing since its launch, reaching approximately 82 000 as of October 1, 2026. Of these, around 27 500 users accessed the portal in September, when contributors' investment opportunities were expanded. Statistics Statistical data also indicate a significant increase in the number of contributors transferring their pension savings to Investment Portfolio Managers (IPMs). From 01.01.2026 to 06.09.2026 a total of 44 167 contributors transferred their pension savings, amounting to KZT 69.1 million. By comparison, during the much shorter period from 07.09.2026 to 14.10.2026, a total of 32 921 contributors transferred pension savings amounting to KZT 92.2 million. Data on Transfer Volumes for the Period from01.01.2026to06.09.2026 Transfer Amount Range, KZT Number of Contributors Share of Contributors(of the total number who made transfers) Transfer Amount, KZT millio Share (of the total amount transferred) Up to 500 000 15 910 36,0% 2 582,68 3,7% 500 000 - 1 000 000 5 443 12,3% 3 827,41 5,5% 1 000 000 - 3 000 000 13 716 31,1% 26 591,73 38,5% 3 000 000 - 5 000 000 8 085 18,3% 29 434,35 42,6% 5 000 000 - 10 000 000 946 2,1% 5 717,96 8,3% 10 000 000 - 2 0 000 000 59 0,13% 734,22 1,1% 20 000 000 - 50 000 000 8 0,02% 257,22 0,4% Over 50 000 000 – – – – TOTAL 44 167 69 145,57 Data on Transfer Volumes for the Period from07.09.2026to14.10.2026 Transfer Amount Range, KZT Number of Contributors Share of Contributors(of the total number who made transfers) Transfer Amount, KZT millio Share (of the total amount transferred) Up to 500 000 7 325 22,3% 1 210,96 1,3% 500 000 - 1 000 000 3 425 10,4% 2 357,91 2,6% 1 000 000 - 3 000 000 9 409 28,6% 17 175,42 18,6% 3 000 000 - 5 000 000 6 375 19,4% 23 974,97 26,0% 5 000 000 - 10 000 000 5 712 17,4% 38 356,27 41,6% 10 000 000 - 20 000 000 621 1,9% 7 475,87 8,1% 20 000 000 - 50 000 000 51 0,15% 1 391,67 1,5% Over50 000 000 3 0,01% 214,37 0,2% TOTAL 32 921 92 157,45 The statistics for the same periods, broken down by age group, are as follows: Data for the period from01.01.2026to06.09. 2026 Age group Share of transfers (of the total number of transfers) Share of amount (of the total amount transferred) Average transfer amount, thousand tenge Under 30 years 24,0% 10,5% 397 30–39 years 40,2% 40,9% 922 40–49 years 24,8% 32,5% 1 188 50–59 years 10,6% 15,4% 1 318 60 Years and Older 0,5% 0,6% 1 118 Data for the period from 07.09.2026to14.10.2026. Age group Share of transfers (of the total number of transfers) Share of amount (of the total amount transferred) Average transfer amount, thousand tenge Under 30 years 22,1% 9,1% 676 30–39 years 38,0% 37,6% 1 631 40–49 years 27,5% 35,2% 2 113 50–59 years 11,8% 17,1% 2 380 60 Years and Older 0,6% 1,1% 2 975 As can be seen from the data presented, contributors aged 30–39 are the most active, accounting for approximately 40% of all transfers and 40% of the total amount transferred. The high level of activity among contributors in this age group may be attributed to the fact that they have already accumulated substantial pension savings but are still far from retirement, giving them time to select and adjust their investment strategies according to their investment horizon and risk tolerance. It should be recalled that contributors make decisions on transferring their pension savings independently. Before doing so, it is important to carefully review the management terms and conditions, the composition of the investment portfolio, management fees, and investment returns over different periods. It should also be borne in mind that past performance does not guarantee similar returns in the future, and the value of investments may rise or fall. Contributors can always find up-to-date data and all the necessary information on the investment portal invest.enpf.kz. To date, the portal has helped a large number of contributors better understand the available options for managing their pension savings and make informed decisions on transferring their accumulated funds to Investment Portfolio Managers (IPMs). UAPF was established on August 22, 2013, on the basis ofAccumulated Pension FundSAPF JSC. The founder and shareholder of UAPF is the Government of the Republic of Kazakhstan, represented by the State Institution "State Property and Privatization Committee" of the Ministry of Finance of the Republic of Kazakhstan. The National Bank of the Republic of Kazakhstan carries out trust management of UAPF pension assets. In accordance with pension legislation, UAPF collects mandatory pension contributions, mandatory employer pension contributions, mandatory occupational pension contributions, and voluntary pension contributions. The Fund also credits and records voluntary pension contributions formed from unclaimed guarantee compensation for guaranteed deposits, transferred by the organization responsible for mandatory deposit insurance in accordance with the Law of the Republic of Kazakhstan "On Mandatory Guarantee of Deposits Placed in Second-Tier Banks of the Republic of Kazakhstan", and ensures the payment of pensions. The Fund also maintains records of targeted assets and targeted claims, records and credits targeted savings (TS) to targeted savings accounts, transfers TS payments to recipients' bank accounts, and records the return of TS in accordance with the procedure established by the Government of the Republic of Kazakhstan under the "National Fund for Children" program. (For more information, visitwww.enpf.kz).
