Akimat of Urdzhar district
Urdzhar district was formed in 1928. The territory of the district is 12.4 thousand square km. Тhe district center is rural Urdzhar has a population of 17 095. The distance of localities from the district center is between 5 and more than 100 km. The distance of the district center from the regional center is more than 500 km, to the nearest railway station in Ayaguz is more than 170 km. The administrative-territorial structure of Urdzhar district includes 16 rural district with 35 localities.
In terms of natural and climatic conditions, Urdzhar district is a unique region. It is bordered by steppe and mountain-taiga landscapes.
The transport complex of the district includes the following types of communication: automobile and air.
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National Fund for Children: $62.7 million allocated to improve housing conditions and pay for education
From February 1, 2024, to July 1, 2026, 333,809 applications for a total of approximately $62.71 million were processed. Funds were transferred to authorized operators for subsequent deposit into applicants' bank accounts. Among the processed applications, housing improvements were the most numerous: 216,060 applications for over $41.01 million. Education funding received 117,749 applications for $21.69 million. As a reminder, recipients of targeted savings (TS) have the right to use the entire amount or a portion of it. Any unclaimed funds remain in the targeted savings account (TSA) for 10 years. After this period, the unused balance is transferred to the recipient's individual pension savings account to account for voluntary pension contributions. The most popular housing improvement program was replenishing housing construction savings for further accumulation (211,474 applications completed, totaling approximately $40.25 million). Funds were also used as down payments for mortgage loans to purchase housing (1,583 applications, totaling $269,480), and for the purpose of acquiring housing through civil law transactions (final settlements), totaling 1,081 applications, totaling $177,790. Within the scope of the CTD program for education, the largest amount of funds was allocated to pay for educational services at educational institutions located in the Republic of Kazakhstan, either in installments (for each academic period or academic year) or in full (for the entire term of study) (108,782 applications, totaling approximately $20.36 million, were completed). The following areas were also in demand: replenishment of an educational savings deposit under an agreement on an educational savings deposit (6,153 applications were completed for a total of approximately 894.12 thousand US dollars), payment for educational services of foreign educational organizations in installments (for each academic period or academic year) or in full at one time (for the entire period of study) (2,175 applications were completed for a total of 335.33 thousand US dollars). Detailed information on social security payments for the purpose of improving housing conditions and/or paying for education, broken down by authorized operators and regions, is available on the enpf.kz website. Let us recall that based on the results of 2025, Kazakhstani children received the next payment in the amount of 130.71 US dollars per child, for 2024 - 129.38 US dollars, and for 2023 - 100.52 US dollars. Children under 18 receive annual payments from the National Fund as targeted benefits. According to law, the amounts accrued to young Kazakhstanis remain part of the National Fund's assets and continue to be invested. Through continued investment, each child's targeted benefit amount increases annually through the investment income received. As a result, thetotal accumulated target requirement (including the annually accrued investment income) for a child participating in the program: - three years, $370.56; - two years, $263.93; - one year, $130.71. Parents and other legal representatives can check the child's under 18 participation in the program using their child's IIN on the website kids.enpf.kz, in their personal account on the eGov.kz e-government portal, and in the eGov Mobile and select second-tier bank mobile apps. If information about target benefits accrued to children for the 2025 reporting year is not displayed, you must update your documents in your mobile apps by following this path: in the eGov Mobile app: "Digital Documents" - "Family" - "Update Document List" - "Accruals from the National Fund"; in second-tier bank mobile apps, such as Kaspi.kz: "Gosuslugi" - "All Documents" - "Update Document List" - "Accruals from the National Fund." The absence of information about the accrual of target benefits for children who have reached or will reach the age of 18 this year in the legal representative's personal account is due to the fact that target benefits have acquired the status of TS, and therefore access to information about them is provided directly to the TS recipient (a citizen who has reached or will reach the age of 18 in 2026). These individuals must independently obtain information about their TS through their personal account on the UAPF or e-government websites. Upon reaching the age of 18, they can contact an authorized operator to open a US dollar bank account and submit an online application for TS payment to improve their housing conditions and/or pay for education. Currently, the following are authorized operators: Otbasy Bank JSC (for housing and education), Halyk Bank JSC (for education), Bank CenterCredit JSC (for education). Statistics on minor children eligible for targeted assistance and adult recipients of the TS, as well as on the use of the TS for housing and/or education, can be found on the enpf.kz website. You can learn more about the program, get instructions, and get answers to your questions on the website kids.enpf.kz. You can also watch video comments and instructions on the БЖЗҚЕНПФ YouTube channel: Video commentary by the Chairman the Executive Board of UAPF JSC, Zh.B. Kurmanov: https://www.youtube.com/watch?app=desktop&v=30CdPWl6dv0 Video commentary by the Managing Director of UAPF JSC, M.T. Sharipov: https://www.youtube.com/watch?v=APg2vATmMk0 Video commentary "Question and Answer" on the "National Fund for Children" program: https://www.youtube.com/watch?v=4cKr1VCAvUk https://www.youtube.com/watch?v=mrV0y37Gjnk Instructions for the "National Fund for Children" website: https://www.youtube.com/watch?v=VgP3dmMwAHc https://www.youtube.com/watch?v=jyC2c-HgqpQ Instructions for the implementation of the National Fund for Children program: https://www.youtube.com/watch?v=bqeT41rWecA https://www.youtube.com/watch?v=pNBSS1VHdWU UAPF was founded on August 22, 2013 on the basis of GNPF APF JSC. The founder and shareholder of the UAPF is the Government of the Republic of Kazakhstan represented by the State Institution Committee of State Property and Privatization of the Ministry of Finance of the Republic of Kazakhstan. Trust management of UAPF pension assets is carried out by the National Bank of the Republic of Kazakhstan. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, employer’s compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, as well as carries out enrollment and accounting of voluntary pension contributions formed at the expense of the unclaimed amount of guaranteed compensation for the guaranteed deposit, transferred by the organization carrying out mandatory guarantee of deposits, in accordance with the Law of the Republic of Kazakhstan "On mandatory guarantee of deposits placed in second-tier banks of the Republic of Kazakhstan", ensures the implementation of pension benefits. The Fund also carries out accounting of target assets and target requirements, accounting and crediting of target savings (TS) to target savings accounts, payments of TS to their recipients in bank accounts, accounting for returns of TS in the manner determined by the Government of the Republic of Kazakhstan within the framework of the National Fund for Children program (More details atwww.enpf.kz)
UAPF has introduced a new service for its contributors in digital format
UAPF JSC continues to create new digital services for its contributors. Since the beginning of the year, a new digital service of Push notifications with key information about events in the history of savings of each contributor and recipient has been successfully implemented. At the moment, along with the previously introduced sending of messages about the receipt of pension contributions, sending of notifications on the following significant events has been implemented: - joining the funded pension system, i.e. opening an individual pension savings account; - reaching 18 years of age; - reaching retirement age and, accordingly, obtaining the right to pension benefits through compulsory pension contributions; - obtaining the right to pension payments through voluntary pension contributions (VPC); - obtaining the right to pension payments through compulsory occupational pension contributions (COPC); - monitoring the implementation of the Personal Pension Savings Plan; - the onset of a birthday (congratulations). Push notifications are short messages sent to the Fund's contributors via the БЖЗҚ /ЕНПФ mobile application and personal account on the enpf.kz website The proposed services were developed by UAPF specialists based on a study of contributors' preferences and the most popular pension services. A large volume of data is analyzed and processed using our own analytical system (ACRM), recipients are selected, and Push notifications are generated and sent. Since the beginning of the year, about 223 thousand UAPF contributors have received notifications on significant events. To receive notifications, contributors must subscribe to the mailing list via the БЖЗҚ /ЕНПФ mobile application or personal account on the enpf.kz website in the "Push notifications" section. Throughout its activities, UAPF JSC strives to improve the quality of service to its contributors and is constantly expanding the range of services provided in digital format. Today, more than 90% of pension services are provided by UAPF in an online format. Contributors in their personal account on the website or in the mobile application have the opportunity to receive a statement from their account for any period, change personal details, make an approximate calculation of the future pension, apply for the transfer of part of the savings to the IPM or for their return to the management of the National Bank and much more.
For 12 months of implementation of the National Fund for Children program UAPF transferred 6.30 million US dollars to young Kazakhstanis
As of February 1, 2025, during the 12 months of implementation of the National Fund for Children program, UAPF JSC executed (transferred to authorized operators for crediting to the bank accounts of applicants) 62,697 applications worth about 6.30 million US dollars. Of these, 36,119 applications totaling over 3.63 million US dollars were executed for the purpose of improving housing conditions, and 26,578 applications totaling approximately 2.67 million US dollars were executed for paying for education. Let us remind you that the recipient of target savings has the right to use the entire amount or part of it, the remainder of the unused amount remains in the target savings account (TSA). In the context of improving housing conditions, Kazakhstanis most often used funds to replenish a deposit in housing construction savings for further accumulation (35,113 applications were completed for a total of approximately 3.53 million US dollars), make a down payment to obtain a mortgage loan for the purchase of housing - 304 applications for a total of approximately 30.27 thousand US dollars, and purchase housing as property through civil law transactions (final settlement) - 295 applications for a total of approximately 29.60 thousand US dollars. In terms of education fees, the most popular sub-goals were: payment for educational services of educational organizations located in the Republic of Kazakhstan, in installments (for each academic period or academic year) or in full at one time (for the entire period of study) (22,435 applications were completed for a total of 2.25 million US dollars), replenishment of an educational savings deposit under an agreement on an educational savings deposit (3,133 applications were completed for a total of about 314.86 thousand US dollars), payment for educational services of foreign educational organizations in installments (for each academic period or academic year) or in full at one time (for the entire period of study) (880 applications were completed for a total of 88.47 thousand US dollars).. Let us recall that this year, all children - citizens of our country have been credited with funds from the National Fund of Kazakhstan for the second time. The total number of participants in the National Fund for Children program (as of the end of December 31, 2024) was 6,921,035 children. Of these, 324,430 participants will turn 18 in 2025. All children were credited with the same amount of $129.38 per child for the reporting year. Children who received their first funds from the National Fund in 2024, with the exception of those born in 2006, were credited with investment income in the amount of $3.04 this year. As a result, the target requirements/target savings of a child who has been participating in the program for 2 years amounted to $232.94. Statistics on the number of participants in target requirements and recipients of target savings, as well as the use of target savings to improve housing conditions and (or) pay for education in the context of authorized operators and regions can be found on the website enpf.kz. You can find out the terms of the program, get instructions, and answers to your questions on the website kids.enpf.kz and on the БЖЗҚ ЕНПФ YouTube channel. We also note that a video instruction on the implementation of the "National Fund for Children" program, the algorithm of actions before and after the child reaches adulthood is posted on the БЖЗҚ ЕНПФ YouTube channel at the link: https://www.youtube.com/watch?app=desktop&v=HHQNAxfskX8.
IPM representatives met at one site and answered contributors' questions
Pension savings of Kazakhstanis are invested both in the country and abroad on market terms in various financial instruments in different currencies. As a result, investment income consists of various sources: income in the form of remuneration on securities (deposits and other transactions), income in the form of market and currency revaluation of financial instruments, as well as income on assets under external management. This is a widespread global practice. Pension funds around the world are constantly looking for attractive and profitable opportunities to invest and increase the pension capital of contributors. Currently, the National Bank of the Republic of Kazakhstan (NBRK) is engaged in investing pension assets, and since 2021, investment portfolio managers (IPMs). As part of the information and explanatory work among the population, an Open Day on the topic of "Investment strategies of investment portfolio managers (IPM). Consideration of current issues of contributors." was held online in all branches of UAPF JSC. This event was unique. For the first time, representatives of investment management companies, having met on one online platform, had the opportunity to tell everyone interested about their investment policy, share the results of their work and answer current questions from contributors. Participants in the event organized by the UAPF were also able to learn first-hand how to choose the right IPM, what you first need to pay attention to when deciding to transfer your money, risks, rules and algorithms for transferring pension savings. Event materials can be found on the UAPF website https://www.enpf.kz/ru/about/press-center/projects/openday2024.php Let us recall that since January 2021, UAPF contributors have been able to transfer their pension savings to private investment companies - IPMs. Initially, it was possible to transfer only savings that exceeded the minimum sufficiency threshold or remained in the pension account after concluding a pension annuity agreement with an insurance company. However, since July 1, 2023, investment opportunities have expanded - UAPF contributors can transfer up to 50% of their savings through compulsory and compulsory occupational pension contributions, as well as 100% of voluntary contributions to trust management of private companies. Today, there are 5 of them. Each contributor can find a full list of IPMs and reviews of their activities on the UAPF website. Having decided to transfer savings to one or more IPMs, the contributor must contact UAPF with an application, which can be submitted through a personal account on the website or in person at any branch of the Fund. All the necessary information is posted on the website www.enpf.kz in the services section - Transfer of part of pension savings to trust management, as well as in the video instructions on the Youtube channel БЖЗҚ/ЕНПФ: https://www.youtube.com/watch?v=CBVC_LdZhss UAPF continues to keep track of pension savings even after they have been transferred to a private manager. Each contributor can see information on how much the IPM has earned them in their individual pension account statement. However, it is recommended to evaluate the results of investment activities in the long term. The Social Code stipulates that savings can be transferred from one IPM to another or back to the NBRK management no more than once a year. An important point to remember when transferring pension savings to IPM: the state guarantee for the safety of pension savings is provided only for savings managed by the National Bank of the Republic of Kazakhstan. When transferring pension savings under IPM management, the state guarantee is replaced by a guarantee from the management company. It must ensure a return of at least the minimum level of return on assets. This level is calculated based on the weighted average return on pension assets transferred for management to all IPMs operating in the pension asset management market. We remind you that contributors can always receive advice on pension system issues both at UAPF branches and online: on the enpf.kz website, in messengers and social networks, as well as at the Open Day events.