$76.11 million distributed to Kazakhstani citizens under the "National Fund for Children" program
Between February 1, 2024, and September 1, 2026, 365,553 citizens received payouts from their targeted savings under the "National Fund for Children" program, totaling approximately $76.11 million.
From the beginning of 2026 through September 1, 170,156 citizens received such payouts, amounting to $44.84 million. Of this total, over $31.00 million was transferred to 119,279 Kazakhstani citizens for the purpose of improving housing conditions, while $13.83 million was provided to 50,877 citizens to cover education expenses.
The funds were transferred to authorized operators for subsequent deposit into the applicants' bank accounts. It should be noted that recipients of these targeted savings may choose to use the full amount or only a portion of it. Any unclaimed funds remain in the recipient's targeted savings account for 10 years. After this period, any unused balance is transferred to the recipient's individual pension account, where it is recorded as a voluntary pension contribution.
Within the category of housing improvements, the most common use of the funds was to supplement housing construction savings accounts for further accumulation; 117,212 recipients received a total of $30.51 million for this purpose. Furthermore, 183.65 thousand US dollars were paid out to 788 young Kazakhstanis to serve as an initial down payment for a residential mortgage loan, while 102.17 thousand US dollars were paid to 437 Kazakhstanis for the outright purchase of housing through civil-law transactions (final settlement).
Regarding the use of targeted savings for education, the largest share of funds was directed toward paying for educational services provided by institutions located within the Republic of Kazakhstan—either in installments (covering specific academic periods or an academic year) or as a one-time, full-tuition payment (covering the entire duration of study). A total of 47,584 citizens received payments under this category, amounting to 12.96 million US dollars.
Other utilized options included: contributions to educational savings accounts—with funds totaling 587.56 thousand US dollars transferred to 2,309 recipients—and payments for educational services provided by foreign institutions, for which 220.44 thousand US dollars were distributed to 861 citizens (covering either specific academic periods/years or the full term of study).
It should be noted that the accrual of targeted savings ceases in the event of the death of a participant, or upon a court decision declaring them deceased. In such cases, the heirs of a deceased participant or recipient may apply to the Unified Accumulative Pension Fund (UAPF) to claim the targeted savings, following the procedures established by the Government of the Republic of Kazakhstan. As of September 1, 2026, payments totaling 74.46 thousand US dollars have been made to heirs, with 226 individuals receiving these funds.
Detailed information regarding the disbursement of "targeted requirements" (funds from the National Fund) for the purpose of improving housing conditions and/or paying for education—broken down by authorized operators and regions—is available on the website enpf.kz.
It should be noted that for the year 2025, an allocation of 130.71 US dollars per child was made for Kazakhstani children; for 2024, the amount was 129.38 US dollars per child; and for 2023, it was 100.52 US dollars per child.
For children under the age of 18, funds from the National Fund are allocated annually in the form of "targeted requirements." According to the law, these amounts remain part of the National Fund’s assets and continue to be invested. Through this ongoing investment, the value of each child's targeted requirements grows annually as a result of the investment income generated.
Consequently, the total accumulated value of targeted requirements (including the annual investment income) for a child participating in the program is as follows:
- for three years of participation: 370 US dollars and 56 cents;
- for two years of participation: 263 US dollars and 93 cents;
- for one year of participation: 130 US dollars and 71 cents.
Parents and other legal representatives can verify a child's participation in the program by using the child's Individual Identification Number (IIN) on the website kids.enpf.kz, through their personal account on the eGov.kz electronic government portal, or via the eGov Mobile application and the mobile apps of certain commercial banks. If information regarding the targeted allocations accrued for children for the 2025 reporting year is not displayed, you should refresh the documents within the mobile applications by following these steps:
in the eGov Mobile app: "Digital Documents" – "Family" – "Refresh document list" – "Accruals from the National Fund";
in the mobile apps of second-tier banks (for example, Kaspi.kz): "Public Services" – "All documents" – "Refresh document list" – "Accruals from the National Fund."
The absence of information in a legal representative’s personal account regarding targeted allocations for children who have reached, or will reach, the age of 18 in the current year,
